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What you need to know before buying Health Insurance  

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Individual Health Insurance Plans

Oxonia Insurance Group offers Individual and Family plans from Top Rated Major Medical Providers. If you or your family are not able to qualify for Major Medical Coverage ask about our Guarantee Acceptance Limited Indemnity Plans from SureHealth. With all of these Quality Health Insurance options to choose from you are sure to find the coverage that is right for you at a price you can afford.

Yes, it IS that Simple...just make one phone call to the number above and one of our friendly licensed insurance agents will help you compare several plans from top health insurance providers.

What does the term "Individual Health Insurance" mean?

Individual Health Insurance is a term to help distinguish the difference between an individual policy and a group policy. Individual Health Insurance policies are coverage for a single person and/or their families. A group policy is offered through an employer to its employees. The employees have the option of adding family members. 

Is Health Insurance Necessary?

With the rising cost of healthcare in America, it is essential for everyone to have health insurance. Most people understand the importance of having car insurance and home insurance but it seems for many, health insurance is lower on the list of priorities when in fact, health insurance should be at the very top of the list.Simple doctor's visits and emergency hospital care is getting more expensive every day. The financial consequences of not having health insurance coverage can be disastrous if an uninsured individual suffers a medical emergency. 

What are the factors in choosing a health insurance plan?

There are many different types of health insurance available. Choosing the best plan will depend on many factors. The following are some of the factors that will define your health insurance options:

• Health Insurance Budget: what is the amount that you can afford to pay for health insurance without taking money away from money allocated to your primary needs such as food and housing?
• Medical history: Will affect the cost of insurance and may even limit the types of health insurance plans that are available to you.
• Amount of health insurance deductible desired
• Do you currently have insurance?

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